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Achieving Cost Reductions through Workers Compensation Reform [21966] 
A few of the more significant areas employers and insurers should be attuned to when it is time for WC reform
A few of the more significant areas employers and insurers should be attuned to when it is time for WC reform
CA-California American Ombudsman Enterprises ADR Programs [11805]
Alternative Dispute Resolution (ADR) programs for construction firms in California
Alternative Dispute Resolution (ADR) programs for construction firms in California
Carve-outs in Workers Compensation [15836]
An Analysis of Experience in the California Construction Industry
An Analysis of Experience in the California Construction Industry
Casual Labor Issues [25700]
Use of individuals for occasional work and the resulting workers' compensation exposure
Use of individuals for occasional work and the resulting workers' compensation exposure
Construction Industry WC Mod Reduction & Drug Testing [27215]
Research correlates drug testing to WC mod reduction in the construction industry
Research correlates drug testing to WC mod reduction in the construction industry
Employer/Employee Relationship in WC [16690]
Independent contractors, PEOs, and their WC relationships to the employer
Independent contractors, PEOs, and their WC relationships to the employer
Explaining the Experience Rating Adjustment (ERA) [27212]
The Experience Rating methodology is a forecasting model used by insurance rating bureaus
The Experience Rating methodology is a forecasting model used by insurance rating bureaus
Glossary of Terms: Workers Compensation Insurance [3517]
Alphabetical listing of terms related to workers compensation insurance & their definitions
Alphabetical listing of terms related to workers compensation insurance & their definitions
Good Results from Combining Workers Compensation Mods [27221]
Tip applies to states where the NCCI experience rating formula is in use
Tip applies to states where the NCCI experience rating formula is in use
Hired Farm Worker - WC Requirements by State [11524]
Lists the states with compulsory, partial and voluntary WC coverage requirements
Lists the states with compulsory, partial and voluntary WC coverage requirements
How To Understand NCCI Experience Rating Worksheets [15198]
Explanation of Experience Rating Worksheet Components
Explanation of Experience Rating Worksheet Components
Independent Contractors Defined [21995]
How to determine if your independent contractors meet the independent test for WC
How to determine if your independent contractors meet the independent test for WC
Injured Returning Troops Challenge Insurance Industry [28666]
Large numbers of National Guard troops and Reservists are reentering the labor force following their deployment
Large numbers of National Guard troops and Reservists are reentering the labor force following their deployment
Integrated Disability Management Eligibility [22071]
Take an online test to determine your potential for savings and other benefits
Take an online test to determine your potential for savings and other benefits
NCCI State Chart Reference Guide [15666]
NCCI's data collection roles and relationships for each state
NCCI's data collection roles and relationships for each state
NJ-New Jersey Compensation Rating and Inspection Bureau Experience Rating [11236]
The NJCRIB Exploring Experience Rating booklet
The NJCRIB Exploring Experience Rating booklet
PA-Pennsylvania Compensation Rating Bureau Pricing Programs [16331]
Descriptions of PCRB and carrier programs which may affect employers' workers compensation premiums
Descriptions of PCRB and carrier programs which may affect employers' workers compensation premiums
Retrospective Rating Plans: A Risk Worth Taking? [25702]
If WC premiums exceed $750,000, consider a retro rating plan
If WC premiums exceed $750,000, consider a retro rating plan
Self-Insured WC Outsourcing [29067]
Perils when self-insured employers outsource the management of their workers' comp programs
Perils when self-insured employers outsource the management of their workers' comp programs
Sexual Harassment and Workers Compensatioon [2173]
A discussion of the application of Workers' Compensation laws to sexual harassment in the workplace
A discussion of the application of Workers' Compensation laws to sexual harassment in the workplace
State Funds: Their Role in Workers' Compensation [16505]
Provides basic overview of the different kinds of state funds
Provides basic overview of the different kinds of state funds
State Requirements for Workers Compensation Insurance ![[pdf]](graphics/file_pdf.gif)
[30014]
A chart by state of employer requirements for workers compensation insurance
[30014] A chart by state of employer requirements for workers compensation insurance
State Workers Compensation Advisory Committees & Commissions [30016]
A chart that lists state advisory committees and study commissions
[30016] A chart that lists state advisory committees and study commissions
State Workers Compensation Numerical Exemptions for Small Business [30015]
A chart by state of numerical exemptions for workers compensation insurance
[30015] A chart by state of numerical exemptions for workers compensation insurance
Statutes of Limitation in Workers Compensation Cases [12206]
States differ with regard to the amount of time they will allow for a claimant to file a claim
States differ with regard to the amount of time they will allow for a claimant to file a claim
Telecommuting and Workers Compensation Insurance [33368]
NCCI developed two classifications related to telecommuting
NCCI developed two classifications related to telecommuting
Telecommuting Raises Workers Compensation Issues [33380]
None of the 50 states has legislation on how workers' compensation laws should apply to telecommuters
None of the 50 states has legislation on how workers' compensation laws should apply to telecommuters
The Magnification Factor [27223]
Why the impact on premium from a $1,000 claim affects the mod factor differently from one year to the next
Why the impact on premium from a $1,000 claim affects the mod factor differently from one year to the next
Three Quick Analyses of an NCCI Mod Sheet [27220]
Tip applies to states where the NCCI experience rating formula is in use
Tip applies to states where the NCCI experience rating formula is in use
Tips to Save Money on Workers Compensation [27414]
Tips to enhance your organization's potential to lower the cost of workers comp insurance
Tips to enhance your organization's potential to lower the cost of workers comp insurance
Unbundled Workers Compensation Program [12073]
Weighing the Advantages and Disadvantages of Unbundling
Weighing the Advantages and Disadvantages of Unbundling
Understanding the Minimum and Controllable Mods [27219]
Tip applies to states where the NCCI experience rating formula is in use
Tip applies to states where the NCCI experience rating formula is in use
WC Outsourcing Controls [29068]
Lessons learned when outsourcing in self-insured workers' compensation systems
Lessons learned when outsourcing in self-insured workers' compensation systems
Workers Compensation and Course of Employment [17897]
Discusses the definition of "within the course of employment"
Discusses the definition of "within the course of employment"
Workers Compensation and Medicare [18523]
This article addresses Medicare's concerns and their potential ramifications
This article addresses Medicare's concerns and their potential ramifications
Workers Compensation Insurance Articles [24657]
A series of articles related to workers compensation
A series of articles related to workers compensation
Workers Compensation Key Facts [9195]
Key facts, current developments and background relating to workers compensation issues
Key facts, current developments and background relating to workers compensation issues
Workers Compensation Social Legislation versus a Vigorous Defense [14632]
Cost-saving tips for risk management
Cost-saving tips for risk management
Workers' Compensation Experience Rating and Why Is It Important to You [25703]
Calculating Your Experience Modification
Calculating Your Experience Modification
Workers' Compensation: Collectively Bargained Approaches [11790]
Joint programs are guided by a board with equal representation from the unions and the employers
Joint programs are guided by a board with equal representation from the unions and the employers
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Many risks fail because they were not taken in time. Too many risks are postponed until unnecessarily elaborate preparations are made. This does not mean that one should say, "Damn the torpedoes, full speed ahead!" That is foolish and self-destructive. . . . But don't sit back waiting for the perfect moment. It almost never comes.
