Risk Mgt » Property



Property insurance and risk management. Articles and resources related to risk management, property insurance, property risk control, etc.

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There are 25 other categories related to Risk Mgt / Property in the Libraries & Directories.

Property Insurance Values [32328]  Property Insurance Values : Resource Info
To charge adequate premiums, insurers must receive accurate insurance-to-value calculations

1998 ISO Crime Program [15751] 1998 ISO Crime Program : Resource Info
Explains ISO Commercial Crime Coverage Form (Loss Sustained Form) CR 00 21

A Contingent Claims Lease Valuation Model [pdf] [13756] A Contingent Claims Lease Valuation Model : Resource Info
Empirical investigation of an internally consistent lease pricing model.

A Guide to Major Losses [15790] A Guide to Major Losses : Resource Info
Claim management advice for policyholders

A Procedural Overview of the Appraisal Process in First-Party Property Policies [19657] A Procedural Overview of the Appraisal Process in First-Party Property Policies : Resource Info
Overview of laws, procedures, common policy provisions applicable to the appraisal process

After the Fire: Returning to Normal [13630] After the Fire: Returning to Normal : Resource Info
Advice for homeowners

All Risk Coverage Examples of Coverage [13753] All Risk Coverage Examples of Coverage : Resource Info
Specific examples of claims covered under the "all risk" form

All Risks in Property Insurance [28008] All Risks in Property Insurance : Resource Info
An attempt to remove ambiguities

All-Risk and the Acts or Decisions Exclusion [30156] All-Risk and the Acts or Decisions Exclusion : Resource Info
Among the exclusions in standard property policies is the so-called acts or decisions exclusion

Analytic System for the Measurement of Relative Fire Hazard [13759] Analytic System for the Measurement of Relative Fire Hazard : Resource Info
A system for measuring exposure

Annual Property Reevaluation and Renewal [16679] Annual Property Reevaluation and Renewal : Resource Info
Property valuation forms and procedures

Building Ordinance and Law Coverage [13763] Building Ordinance and Law Coverage : Resource Info
Explains the issues related to rebuilding to the new building code

Closing the Gap in Florida Windstorm Coverage [14629] Closing the Gap in Florida Windstorm Coverage : Resource Info
Florida Department of Insurance Bulletin 00-001, issued February 1, 2000

Coinsurance [13755] Coinsurance : Resource Info
How to explain coinsurance to clients

Commercial Property Claims Handling: The Roles of the Claims Specialists [13450] Commercial Property Claims Handling: The Roles of the Claims Specialists : Resource Info
Describes the experts, the services they provide, & when they are typlically used

Commercial Warehouse Insurance [pdf] [24942] Commercial Warehouse Insurance : Resource Info
Understanding insurance as it pertains to the warehouse industry

Common Inspection & Rating Issues [16436] Common Inspection & Rating Issues : Resource Info
For fire insurance credit, the following issues are commonly encountered

Court Finds Direct Physical Loss or Damage Due to Impairment of Function & Value [17890] Court Finds Direct Physical Loss or Damage Due to Impairment of Function & Value : Resource Info
General Mills, Inc, v Gold Medal Ins., 2001 Minn App LEXIS 139 (Feb. 6, 2001)

Data Loss as Property Damage [13519] Data Loss as Property Damage : Resource Info
Loss of data has emerged as a major risk for businesses

Designing Property Reinsurance Programs [pdf] [28010] Designing Property Reinsurance Programs : Resource Info
Pointers and food for thought to clients and brokers

Designing Property Reinsurance Programs [pdf] [17345] Designing Property Reinsurance Programs : Resource Info
Looks at the pragmatic, practical side to retention setting

Equipment Breakdown Basics [6448] Equipment Breakdown Basics : Resource Info
Equipment breakdown insurance is frequently misunderstood

Expendable Property Values [15787] Expendable Property Values : Resource Info
Documenting Expendable Property for Loss Coverage

Exposure Rating [pdf] [17346] Exposure Rating : Resource Info
The mechanisms of exposure rating geared to the conditions of property treaty reinsurance

Florida Windstorm Deductibles [14630] Florida Windstorm Deductibles : Resource Info
The results of court cases about Florida windstorm deductible issues

Functionally Valuing Older Business Property [16408] Functionally Valuing Older Business Property : Resource Info
Change a policy so that the regular policy conditions on valuing a loss and coinsurance don't apply

Hail Damage to Roof Shingles [pdf] [24672] Hail Damage to Roof Shingles : Resource Info
Hail Damage Assessment

Updated Insurance to Value in Homeowners Insurance [pdf] [5806] Insurance to Value in Homeowners Insurance : Resource Info
An analysis of the problem

Inventory Tips [18335] Inventory Tips : Resource Info
Advice on making an inventory of your belongings

ISO's Building Code Effectiveness Grading Schedule [24352] ISO
Information about the building code effectiveness program

ISO's Public Protection Classification Program [24351] ISO
Used by insurers to establish fire insurance premiums

ISO/SAA Commercial Crime Program [17900] ISO/SAA Commercial Crime Program : Resource Info
A brief overview of the new ISO commercial crime program

Measuring the Value of an Exposure: A Capital Budgeting Approach [21713] Measuring the Value of an Exposure: A Capital Budgeting Approach : Resource Info
An alternative method for evaluating property exposures

MS-Mississippi Rating Bureau Public Protection Information [17885] MS-Mississippi Rating Bureau Public Protection Information : Resource Info
Information for cities and fire districts concerning the Public Protection Classification

Pareto Model in Property Reinsurance [28011] Pareto Model in Property Reinsurance : Resource Info
Useful formulas and applied examples based on the Pareto rating

Pareto Model in Property Reinsurance: Estimating Property Excess of Loss Risk Premium [28012] Pareto Model in Property Reinsurance: Estimating Property Excess of Loss Risk Premium : Resource Info
An update to the 1978 Hans Schmitter presentation

Pareto Model in Property Risk Premium Estimates [pdf] [17349] Pareto Model in Property Risk Premium Estimates : Resource Info
Estimating property excess of loss risk premiums by means of the Pareto model

Property Claims Adjusting [5407] Property Claims Adjusting : Resource Info
Articles related to property claims and risk management

Property Claims Checklist [19357] Property Claims Checklist : Resource Info
The following is a checklist of steps to take in the event of loss

Property Claims: Calculators [31035] Property Claims: Calculators : Resource Info
A series of online calculators to assist property adjusters

Property Claims: Unit Cost Pricing [31034] Property Claims: Unit Cost Pricing : Resource Info
There are limitations to Unit Cost Pricing as used by property adjusters

Property Control System [8426] Property Control System : Resource Info
Full text of a university's policies and procedures manual for property control

Property Insurance Terms [13757] Property Insurance Terms : Resource Info
Definitions to common terms used in property and business insurance policies

Property Loss Estimator [24695] Property Loss Estimator : Resource Info
Estimates building repair costs

Property Loss Preparedness Checklist [19358] Property Loss Preparedness Checklist : Resource Info
The following is a checklist that should help determine your loss preparedness

Property Loss Report [14519] Property Loss Report : Resource Info
Fill in the blank form assists with reporting property losses

Property Policy's Defective Construction Exclusion [31650] Property Policy
Most property insurance policies contain some version of a "faulty workmanship" exclusion

Property Reinsurance Exposure Rating [28009] Property Reinsurance Exposure Rating : Resource Info
The mechanisms of exposure rating with the possibilities and limitations of this method

Property Risk & Insurance [24655] Property Risk & Insurance : Resource Info
Series of articles related to property insurance

Property Self- Insurance Policy Manual [15783] Property Self- Insurance Policy Manual : Resource Info
Full text of a policy manual in use by state agencies in Oregon

Residential Property Adjusting [25681] Residential Property Adjusting : Resource Info
Claims management residential property procedures and scoping the loss are explained

Residential Property Claims Guide [10305] Residential Property Claims Guide : Resource Info
Helpful tips on catastrophe insurance and insurance claims in the State of California

Roofing Claims: Unit Cost Pricing [31033] Roofing Claims: Unit Cost Pricing : Resource Info
What can and cannot be included

Section One: Property Conservation Program [9429] Section One: Property Conservation Program : Resource Info
Full text of a property risk management program for state agencies in Texas - plus checklist

Standard Home Insurance Exclusions [24615] Standard Home Insurance Exclusions : Resource Info
A primer on typical homeowner insurance policy exclusions

Take a Personal Property Inventory [18332] Take a Personal Property Inventory : Resource Info
How to conduct and record an inventory

The Economics of Automatic Fire Sprinklers [13760] The Economics of Automatic Fire Sprinklers : Resource Info
Here's Why Sprinklering a Building is a 'Premium' Investment

Townhouse/Condominium Unit Owner Risk [30137] Townhouse/Condominium Unit Owner Risk : Resource Info
HO 6 policy issues

Underwriting Against Arson [13309] Underwriting Against Arson : Resource Info
Advice for property underwriters

US Fires in Vacant Buildings [19314] US Fires in Vacant Buildings : Resource Info
Outlines the fire problem in vacant buildings in the USA

Warehouse Checklist [13524] Warehouse Checklist : Resource Info
A guide to underwriting warehouse policies

When Applying the Limitation for Wind-Driven Rain, What Constitutes a [21977] When Applying the Limitation for Wind-Driven Rain, What Constitutes a : Resource Info
Increasingly, insurers are being asked to pay for water damage to the interior of buildings following major storms



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