State and federal agencies responsible for the safekeeping and return of monies designated as 'unclaimed' administer laws that requires businesses (profit and non-profit) and government agencies to file an annual unclaimed property report with the State of the property owner. Unclaimed property includes outstanding or uncashed checks such as payroll checks, vendor checks, customer overpayments/refunds or unredeemed gift certificates. To find out if you have unclaimed property on file, use the searchable databases provided by the state and federal agencies responsible for such matters.